The Westpac Global Currency Card is an unsecured debt security issued by EML Payment Solutions Limited (“EML”), arranged by Mastercard Prepaid Management Services (NZ) Limited and is distributed by Westpac New Zealand Limited.

All obligations in relation to money deposited on a Westpac Global Currency Card are obligations of EML. The Westpac Global Currency Card is not guaranteed by EML, the Westpac Group, the Mastercard Group or any other entity. The Westpac Global Currency Card is issued subject to the terms and conditions which are available below. A Product Disclosure Statement for the Westpac Global Currency Card is available below. Mastercard Prepaid Management Services (NZ) Limited and Westpac New Zealand Limited will receive commission payments as a result of the arrangement. Information has been prepared without taking into account your objectives, financial situation or needs and you should consider the appropriateness of the information about the Westpac Global Currency Card facility before making any decisions about whether to acquire or continue using the prepaid facility.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.